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How To Capital one vs chase reddit: 6 Strategies That Work

I'd venture a guess that Chase or AmEx would be a stronger long term strategy than Cap One. But it would require a few cards. For Chase you'd need the CSP/R, CF, and CFU to get at minimum 1.5x on all purchases (plus the 25 or 50% Sapphire bonus). For AmEx you would need the Gold and/or Platinum to maximize points along with your Everyday Preferred.REDIT PROFILE. * Current credit cards you are the primary account holder of: * Chase Sapphire Preferred, $10k, Oct 2020 - Paid for the second year till Oct 2023. * Bank of America Customized Cash Rewards Visa Platinum Plus, $2,300, April 2020. * FICO Scores with source: Experian 750.Foreign Transaction Fee. The Capital One SavorOne Cash Rewards Credit Card is a smart choice for international transactions since it doesn’t have a foreign transaction fee. On the other hand, the Chase Freedom® Student credit card has a 3% foreign transaction fee. Winner: Capital One SavorOne Cash Rewards Credit Card. …Earn 3x points on select streaming services. Once you get the sub bonus for Chase, your everyday spend or any purchases outside of these specific categories should probably go on the Capital One Venture since it's 2x all purchases. (You can get the 2x on other travel purchases as noted above, but if you don't put any travel on your Capital One ...The annual fee for AMEX Gold falls to $10. Assuming you would use the $50 hotel credit chase gives you every year your annual fee for CSP would fall to $45. CSP gives 2% more back for travel. AMEX Gold gives 1% more back for groceries/restaurants. The CSP costs $35 more if you use all of the credits for both.There are no minimum deposits or service fees. While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services. Compare Capital One with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons. When it comes to interest rates, Chase only offers a 0.01% APY for both its savings and checking accounts. Capital One, however, offers a 4.30% APY for its 360 …Chase sapphire preferred card - Which is the number one rated card in regards to points and gifts; Capital one secured - This one is the best choice in regards ...A lot of the issues people have with Capital One have to do with how CapOne “buckets” consumers. If you have a lower-tier card such as Platinum or Quicksilver One, it’s likely going to be difficult for you to grow that card to a huge limit, and you’re most likely going to start with $300 or $500 and go up to a maximum of around $3,000 from there. If you …No annual fee: Bank of America® Travel Rewards credit card. Flat-rate travel rewards: Capital One Venture Rewards Credit Card. Bonus travel rewards and high-end perks: Chase Sapphire Reserve ...Chase Freedom Unlimited vs. Capital One Quicksilver: There’s a Clear Winner. Both boast a 1.5% rewards rate, but the Chase Freedom Unlimited goes a lot further, also offering bonus rewards in ...Discover vs Ally Bank: Full Banking Comparison (2023) If you want to keep your financial products with the same bank and you need a credit card, you may prefer Discover. However, if you want to access higher rates on savings and checking account balances and more flexible CDs, Ally is certainly a good choice. Article update: May 20, …Is Capital One Venture X too good to be true or I’m reading it wrong? TU: 799 EQ: 799 Total CL across all cards: $44,500 Avg age: 3y 5mo, oldest 5 years 1mo, youngest 11mo Most prominent cards: Chase sapphire preferred, Amazon Prime Visa and Cap1 savor Hard pulls last 24mo: 1 Payment record: 100%.I have a $20,000, a $15,000, and a $10,000 limit card with Capital One and I've banked with them for over a decade. Their Savings accounts give 4.15% interest compared to Chase's giving you basically a kick in the face instead. I'm not sure how you're defining "real bank," but I'll take the money from Capital One.JPMorgan Chase. $38/hour + $2500 (+taxes) Summer location TBD (Virtual or Tampa) Tampa FT. Full time: Appx $80k + 10k. Pros: Better name. Cons: Less pay; FT & internship. The Capital One Venture X Rewards Credit Card comes out on top for simplicity and a lower annual fee. But the Chase Sapphire Reserve® provides ways to maximize the points you can earn by ...The Capital One Venture Rewards Credit Card stands out for how simple it is to use, but the Chase Sapphire Preferred® Card comes out slightly ahead because the points it earns are worth 25% more ...With Venture X new cardmembers earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Currently, the welcome bonus for the Chase Sapphire ...The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service.Specifically, before I dive into applying for something like the Capital One Venture X card, I want to make sure I’m actually getting something out of it. For example, the 10X miles on hotels and $300 annual travel credit offered by Capital One only applies for things booked through Capital One Travel.The Capital One Venture X offers a cell phone protection plan, which can help if your phone is stolen or damaged. This plan can reimburse you up to $800 per claim, with a $50 deductible. When you combine the card’s great protection with the solid return on everyday spending, it could be worth putting your cell phone bill on this card.Chase can basically do everything Cap1 can do when it comes to Travel partners. Cap1 is also a little harder to build points if you don't have high spending. You can churn a bunch of chase points with the 3 business inks (premier doesn't transfer to partners), and sapphire preferred. amy_mighty_travels • 6 mo. ago. I`ve had both. The Chase Sapphire Preferred is my wallet mainstay; it's been my longest standing credit card and I've enjoyed the rewards and benefits it offers. On the other hand, the Capital One Venture card has a great rewards structure that is simple and easy to use. I've personally earned thousands of ... The annual fee for AMEX Gold falls to $10. Assuming you would use the $50 hotel credit chase gives you every year your annual fee for CSP would fall to $45. CSP gives 2% more back for travel. AMEX Gold gives 1% more back for groceries/restaurants. The CSP costs $35 more if you use all of the credits for both. The Capital One Venture Rewards Credit Card stands out for how simple it is to use, but the Chase Sapphire Preferred® Card comes out slightly ahead because the points it earns are worth 25% more ...Here are the key differences between AmEx and Chase Ultimate Rewards® points: Number of transfer partners. AmEx leads the way with 20 airline and hotel partners versus Chase's 14 transfer ...To save money on annual fees. Capital One Venture X Rewards Credit Card has a significantly lower annual fee than the Chase Sapphire Reserve® card. Cardholders pay an annual fee of just $395 for ...Capital One’s customer service is okay, but my credit union blows them out of the water. Also, from a financial standpoint I’m doing better with keeping the bulk of my money in my credit union’s account. 2% APY for that savings account is hard to beat for a savings account. Also, the cash back debit card is nice.AF is $395 vs $550 for CSR. Both offer $300 travel credit. Venture X offers 2x points on all purchases and Hertz Presidential status. Ultimately, it depends on your overall spending plan. CSR is good if you have other Chase cards and have a lot of points to use because you get 50% more out of them. Card details Chase Sapphire Preferred Citi Premier; Annual fee: $95. $95. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations: 60,000 ThankYou points after you spend $4,000 on purchases in the first three months from account …Chase Freedom Unlimited: The Freedom Unlimited is a great everyday card. It has no annual fee and earns 3 points per dollar spent on dining and drugstore purchases and 1.5 points per dollar spent on all other purchases. Why they're a great pair: Both cards allow you to earn an impressive 3 points per dollar spent on dining and drugstore ...An individual can open a checking account with JPMorgan Chase & Co. online at Chase.com. In the Products & Services section, he can choose the type of account he wishes to open, then review the monthly fees, minimum deposits, and various fe...As a welcome bonus, the Venture X offers 75,000 miles when you spend $4,000 within your first three months of owning the card. A Capital One mile is worth around 2 cents on average when ...The Chase Sapphire Preferred vs Capital One Venture card’s additional benefits help save you money when your travel plans get delayed or canceled. For instance, you can be reimbursed up to $10,000 per person and $20,000 per trip in non-refundable travel purchases with trip insurance and cancellation coverage.Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to use it's a good option. As usual, it comes down to circumstances. 20 Jul 2023 ... Our comparison of the Capital One Venture X and the Chase Sapphire Reserve breaks down the similarities and differences between the two ...3% cash back on your first $1,500 in eligible purchases each quarter in your choice of one everyday category. 1.5% cash back on all other eligible purchases. 5.5% cash back on prepaid car and ...Chase vs. capital one I currently have a basic Discover credit card but want to expand into travel rewards territory. I've been looking at the Chase Sapphire preferred and the Capital One Venture but can't decide which is a better deal. What are your guys personal experiences with them?Capital One and Chase may be good for credit cards, but would strongly recommend finding either a local credit union (if you want a physical branch near you) or an online only bank like Ally. Both will have significantly lower fees and pay better interest rates. The only time I would recommend Chase or Capital One as a bank would be for businesses.I had my magic key monthly charged and thought i would get the 4% but i got only 1% i don’t know if they changed it but a year or two ago it was at 4% when they charged my AP monthly lol other than that yes 4% in the parks except merch i believe. CFU offers 3% on dining also but would only offer 1.5% for groceries.While Bank of America offers up to 0.01% – 0.04% depending on your Preferred Rewards status and balance, you can earn 4.30% with Capital One with no minimum balance requirements at all. Additionally, while the Capital One account is free of monthly charges, the Bank of America account carries a monthly fee.Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days. If you're looking for simplicity, I wholeheartedly recommend Capital One. Both their checking and savings are no-fee, interest bearing accounts. 0.10% for checking and 3.00% for savings. They also allow you to have 3 checking accounts simultaneously, which is great if you like to keep your expenses and spending cash separated but dislike the idea of transferring funds b The JPMC offer is in Columbus. The location of the Capital One offer is tbd, but I'd push hard for McLean if I decide I want to take it (from what I've heard/read, that shouldn't be too difficult). Compensation wise, they seem to be about equal after adjusting for cost-of-living differences between Columbus and NoVA.No annual fee: Bank of America® Travel Rewards credit card. Flat-rate travel rewards: Capital One Venture Rewards Credit Card. Bonus travel rewards and high-end perks: Chase Sapphire Reserve ...The annual fee on the new Capital One Venture X card is $395, while the annual fee on the Chase Sapphire Preferred Card clocks in at just $95. On paper, that is a stark difference and clearly looks like a win for the Chase Sapphire Preferred. After all, it's $300 cheaper each and every year. Chase Quick Pay is a banking tool you use to send money to almost anyoWhile financial jargon is not everyone’s specialty, there is one conce Forward-Resort9246 • 10 mo. ago. Both card have low limit, so you are looking for lower level card like CFF/CCC. CSP is minimal approval for $5k, Venture/X is minimal 7.5k/10k. Id ask for CLI see if you are in the right bucket. If you are approved with atleast 5k on one card or 10k+ total limit, you can try there preapproval after a mknth ...ATM access available. Why we picked it: UFB Direct is an online brand of Axos Bank, which has been a winner in Buy Side’s Best Online Banks roundup in the past. The UFB High Yield Savings ... The Capital One Venture and Chase Sapphire Prefer Both of these cards offer very good cash-back rates on everyday purchases. While the Citi Double Cash earns a higher rate of 2% back (1% when you buy and 1% as you pay) compared to 1.5% on the Chase Freedom Unlimited, the latter can make up for that with even higher rates in certain bonus categories (up to $20,000 spent in the first … Points are worth 1.5 cents each when redeemed for travel booked...